It is a trap to get caught in complacency. The warm comforting feeling of ignorance, the embrace of of not knowing, or not caring that we don't know. Further pitfalls include believing that (magically) somehow mathematical and scientific odds do not apply to us. Optimism Bias is the false believe that bad things will not happen to us, only to others.
It can all be too much to think about. Overwhelm can lead to not wanting to get started. Therefore apathy gains control. Take back your power. Take simple proven steps to empower yourself. Knowledge is strength. Strength is power. Take back your power.